2025 Guide: Buying Property in Spain Step by Step — Marbella & the Costa del Sol with Constans Group
- Elizabeth

- Nov 10
- 4 min read
Marbella isn’t just a place; it’s a pace. Sunrise over the Mediterranean, a stroll along the Golden Mile, long lunches, slow sunsets. For many, a home here is more than an asset — it’s home, refuge, and investment.
At Constans Group, we’ve spent years helping buyers and investors make confident decisions in Marbella and across the Costa del Sol. This guide blends local insight with clear procedures so you can buy property in Marbella without friction — whether a luxury villa in Sierra Blanca, a private estate in La Zagaleta (Benahavís), or a penthouse with yield in Nueva Andalucía.

360° Support — Start to Finish
We support you through every stage of buying a home in Marbella and the Costa del Sol — from the first call to post-completion — with a discreet, end-to-end service:
Strategy & search: goals (primary home, second residence, investment), curated selection on and off-market, and private viewings.
Essentials: NIE, Spanish bank account, and power of attorney if you prefer to buy remotely.
Legal & technical due diligence: nota simple (title & charges), LPO/DRPO (First Occupancy), CEE (energy certificate), community checks, urban planning review, and technical inspections.
Negotiation & contracts: reservation, deposit contract (arras penitenciales), and a realistic payment timeline — always protecting your position.
Financing: valuation coordination, mortgages for non-residents, and full LCCI compliance (FEIN + free pre-notarial briefing).
Completion: notary, registry, gestoría, secure payments.
Post-completion: settle ITP/AJD/IVA, switch utilities, insurance, furnishing/interiors, and, if needed, VFT (tourist rental) set-up in line with your community of owners.
Goal: you buy with confidence, efficiency, and calm.
Marbella Areas that Set the Pace
Golden Mile: beachfront glamour, beach clubs, and walkable life.
Sierra Blanca & Nagüeles: open views beneath La Concha; privacy minutes from town.
Nueva Andalucía & Puerto Banús: golf, services, and strong rental potential.
La Zagaleta (Benahavís): discretion, security, and large plots.
Altos de Puente Romano, La Cerquilla, Los Flamingos, El Madroñal: design-led enclaves with selective opportunities.
A short true story
“We flew to Marbella with three days and many questions. In 48 hours we saw eight homes, shortlisted two, and signed arras on the one that fit: a bright Sierra Blanca villa with solar, home automation, and sea views. With a power of attorney, we handled completion and utilities without a second trip.”
This is how many of our operations run: clarity, speed, and risk under control.

The buying process in Spain — Step by Step
1) Strategy & Budget
Decide if it’s primary residence, second home, or investment (with or without VFT tourist rentals). If financing, get pre-approval early to strengthen your negotiation.
Pro tip: set a “comfort range” (e.g., €2.0–2.5M) and a “hard cap.” Don’t fall for the wrong house over €100k.
2) Core Documents
Passport and NIE (foreigner ID).
Spanish bank account (recommended).
Power of attorney if you won’t travel for signing.
3) Focused Search & Private Viewings
We shortlist villas, chalets, and penthouses by location, light, views, build quality, LPO/DRPO, and yield potential. If something clicks, we secure it with a reservation.
4) Legal & Technical Due Diligence
Your lawyer checks the nota simple (title, charges), cadastre-registry match, LPO/DRPO, CEE, community statutes and any special levies, plus a technical inspection if needed. This is where surprises are prevented.
5) A Deposit Contract that Protects You
With arras penitenciales: if the buyer withdraws, the deposit is forfeited; if the seller breaches, they return double. We set timelines that actually work (valuation, mortgage, documentation).
6) A Mortgage that Works
We coordinate the valuation and compare banks. You’ll receive the FEIN and attend a pre-notarial briefing (mandatory and free). Target: a competitive rate and clean clauses.
7) Notary Signing in Marbella
Resale: ITP (Andalusia).
New build: IVA (VAT) + AJD (stamp duty).Add notary and land registry fees. We manage secure payments and all coordination.
8) Registration & Smooth Aftercare
Land Registry inscription, tax settlement, utilities in your name, insurance, furnishing, and go-live. If rentals are part of the plan, we verify and process VFT in line with your community rules.
Costs you should expect at a glance
ITP (resale in Andalusia).
IVA + AJD (new build in Andalusia).
Notary & Land Registry fees.
Valuation (if financing).
Plusvalía municipal (IIVTNU): typically the seller pays (can be negotiated).Note: tax rules evolve — we prepare a personalized estimate before you sign.
Common Mistakes and how to avoid them
Buying without LPO/DRPO where required → we always verify.
Underestimating costs → we get written numbers up front.
Unrealistic timelines in arras → we negotiate deadlines you can meet.
Late mortgage prep → pre-approval from day one.
Ignoring community statutes → we filter for buildings with clear rules.
Why work with Constans Group
Because we don’t just sell homes — we design secure processes. Off-market access, meticulous due diligence, negotiation that protects you, coordination with notaries and banks, and real aftercare.From the Golden Mile to Sierra Blanca, from Nueva Andalucía to La Zagaleta (Benahavís), we are your constant — before, during, and after the purchase.
Ready to begin? Tell us your plan and we’ll map your made-to-measure route to buying a home in Marbella in 2025 — with 360° support.






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